Your financial life may not fit neatly inside an online application. At Vantage, we understand that—and we know how to present the complete picture.
Our experienced consultants provide personalized financing guidance for luxury yachts and Class A motorhomes, with loan solutions available up to $15 million.
Successful business owners rarely have simple financial statements. Business interests, retained earnings, distributions, depreciation, investments, real estate, and multiple entities can create a financial profile that requires more than an automated review.
A personal financial statement provides a snapshot. Tax returns tell the story behind it.
Vantage understands how these pieces work together. We take the time to review your complete financial profile, identify its strengths, and help present a clear, well-documented request to the right lender.
Financing high-value collateral requires more than finding a competitive rate. It requires knowing which lenders understand the asset, how they evaluate complex income, and what matters to their credit teams.
Your Vantage consultant serves as your advocate throughout that process.
We communicate directly with you, structure your request thoughtfully, and work with the lender to provide context when the numbers require explanation.
You are not reduced to a formula—and you are never left alone to explain a complicated financial picture.
At Vantage, concierge service begins with a conversation.
A knowledgeable consultant will call you, learn what you are purchasing, understand how your financial life is structured, and discuss what you want the financing to accomplish.
No chatbot. No impersonal queue. Just direct access to an experienced professional who remains involved from the first conversation through closing.
Our capabilities include:
✓ Luxury Yacht and Class A Motorhome Financing
✓ Loans Up to $15 Million
✓ Self-Employed and Business-Owner Profiles
✓ Complex Personal and Business Tax Returns
✓ LLC and Trust Ownership Programs
✓ New, Pre-Owned, Dealer, and Private-Party Purchases
✓ Full-Time and Limited-Charter Programs
✓ Purchase and Refinance Solutions
Your consultant learns about the asset, the transaction, your financial structure, and your priorities.
We review the personal financial statement, tax returns, supporting documentation, and other relevant details to understand the story behind the numbers.
We identify an appropriate lending path and present a complete, organized request with the context necessary for informed consideration.
Your consultant communicates with you and the lender, addresses questions, and helps move the transaction forward.
Not necessarily—but it often requires a more detailed review. Business owners may receive income through salaries, distributions, retained earnings, or multiple entities. Our consultants understand these structures and help ensure the complete financial picture is considered.
A personal financial statement summarizes your assets, liabilities, income, and net worth. For high-value financing, it helps the lender evaluate overall financial strength beyond credit score and reported income.
Requirements vary, but lenders may request a personal financial statement, personal and business tax returns, bank or brokerage statements, business documentation, and information about the yacht or motorhome. Your consultant will explain exactly what is needed and why.
Programs may be available for LLC or trust ownership, subject to lender requirements. Discuss your intended ownership structure with your consultant early in the process.
When the asset is significant and the financial profile is unique, experience matters.
Let’s have a confidential conversation about your purchase, your financial story, and the financing solution that may be right for you.
Real people. Informed conversations. Sophisticated financing.
Loan approval, rates, terms, down-payment requirements, and program availability are subject to lender guidelines, credit approval, collateral eligibility, and other applicable conditions.
