Pre-Approval is as Easy as 1-2-3

Fast, easy and secure way to get pre-approved for a dealer or private party boat purchase

Click Here to Apply Now

(We will contact you before running credit)
  • Fast and Easy!
    3-5 days from application to close.
  • Great boat loan rates available!
  • Up to 20 year terms!
  • Responsive loan consultants who are subject matter experts!
  • Easy Pre-Approval Process (Within 45 min or less).
  • Multiple programs available for 2002 model year or newer.

1

Apply

Click Apply Now and complete our simple & secure online application to get pre-approved. We will contact you before running your credit.

2

Shop

Choose your boat knowing your
pre-approval & rates are good for
60 days or more...

3

Close

When you are ready, we deliver a seamless loan closing process.

Click Here to Apply Today

(We will contact you before running credit)

The Vantage Experience

  • Simple & secure application & pre-approval process.
  • Attentive and responsive loan consultants who make personal contact to answer questions.
  • Loans with a private seller.
  • Loans when purchasing from a dealer
  • Easy to work with and outstanding customer service.
  • Facilitate transactions if buyer and seller are in different states.
  • Fast, no-hassle loan processing
  • Application to funding in 3-4 business days
  • Low interest rates
  • Longer loan terms: Up to 20 years
Click Here to Apply

(We will contact you before running credit)

WHAT PEOPLE ARE SAYING ABOUT BOAT LOAN PROCESS

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Loren Landis

Wow! Went way easier than I thought it would ever Go- Shannon was great to work with - we did everything over the phone We live in Tennessee and she was able to work with us to purchase a beautiful boat . I found vantage by Googling boat loans and they were able to help me step by step and guy I was purchasing boat from - would definitely use Shannon in future.

Posted on Google
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Brooks Tueting

Angela helped with a recent transaction and she was a pleasure to work with. Her responsiveness, knowledge, and commitment customer service was outstanding - I wouldn't hesitate to use Vantage in the future.

Posted on Google
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Micah Littlejohn Fishing

I was first introduced to Mike Harbaugh with Vantage Recreational Finance in 2014! I have since had 7 recreational loans through them! Every time working with them has been a smooth and simple process. They go above and beyond for their customers!

Posted on Google
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Tiffany Ayesh

Vantage is a very easy company to work with! My husband and I shopped around for different lenders and Vantage gave us the best rate and customer service. Alicia Bryson was my loan consultant and she made the buying process extremely easy and answered all the question that came up along the way. Strongly recommend

Posted on Google
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Matthew Foster

I had a great experience with Tony! He worked hard to get me in the boat I’ve always wanted. He will definitely go out of his way to get you the best rate possible. My payment and rate are below what I thought they would be. I looked around before coming across Vantage. The couple other places I talked to put me on hold forever or took days to reply. Tony was right on the phone even with being very busy. I’m extremely happy with my experience and how much Tony went out of his way to help me out. I highly recommend using Vantage for your purchase!

Posted on Google
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Jeremiah Malmberg

Vantage Recreational Finance is an absolute great company to work with and do business. They answer every question and take the time to explain things with grace and patience. This is how the loan process should be!!! Shannon is a joy to work with and communicates through text or call as needed and/or appropriate. She even called to follow up, this level of customer service is not seen often anymore. Would absolutely recommend them and will happily use them again when the time comes.

Posted on Google
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Todd Kellogg

Craig went over and above all to make the deal happen in record time. The deal was gonna go south as interest rates shot up. We were locked in and literally had 12 day from start to finish to make it happen. Craig handled everything and made it happen. Thank you Craig!!

Posted on Google
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Jennifer Giampietro

I would have to say this has been the smoothest process we have ever had when it comes to a purchase. Terri Walker assisted us in getting us financed and she was extremely knowledgeable, helpful and communicated with us every step of the way. We would defiantly keep her contact information for any purchases in the future. Thank you Terry and we wish you a very Happy New Year!

Posted on Google
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Annette Norfolk

I am a mortgage lender and I know how finance works..but I have to say, Terri Walker made our financing of our "new to us boat," an amazing experience with her knowledge about recreational boat loans..Recommend her to anyone needing a boat loan! Thank you, Terri!

Posted on Google
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Don Smith

This was my first time working with Vantage and everyone made it a very easy process. From first dealing with Mike and then finalizing everything with Terri... both went above and beyond in securing my wife and I a loan for our boat. Rates and terms are very competitive, but the service is where this company shines. Easy to communicate with and always able to talk with someone when you need it. They even communicated with us afterhours.

Posted on Google
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Peter Tabor

Shannon at vantage was awesome to work with. I started with the online application and within a matter of days I was approved and funded for my new boat purchase. I should also note the interest rate was quite a bit better than my dealer could get me. The process was quick and easy and Shannon was friendly and professional!
Posted on Google
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Sam and Marquessa Aikele

Shannon was fantastic. She made the process incredibly easy. We got an amazing interest rate and even when we changed our minds and wanted to adjust how we set up the loan, she was super nice and made the adjustments easily. She was very responsive and answered all questions quickly and was clear and consistent.

Posted on Google
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Joe Krois

This is my second time using Vantage for a boat loan. If I was able to give Mike, Terri, and especially Shannon 6 stars, I would. I can not give them enough praise and thanks for all of their hard work. They are professional, kind, prompt and all around awesome to work with. Their streamlined process will leave you wondering why you didn’t call them sooner. Do yourself a favor, give them a call, you won’t be disappointed.

Posted on Google
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Travis Rayala

Had a great experience with Vantage Recreational Finance. Was able to get pre- approved in under 30 minutes. After the decision was made to buy the boat I was able to get funding the same day and payment/ pick up the next day. Super fast and streamlined. Very professional and helpful along the way.

Posted on Google
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Hector Aguirre

After reading a lot of good positive reviews on Facebook I decided to give Vantage a try. Both Mike and Shirley offered exceptional customer service and went above and beyond to answer all my questions regarding the boat buying process. They had the best rates across multiple financing companies and funding of the loan from start to finish was a very quick process with no delays. This gave me peace of mind when traveling over 1500 miles on way to pick up my first Phoenix boat! I would definitely recommend Vantage if you are looking to purchase a boat, you will not be disappointed. Thank you Mike and Shirley I look forward to working with you on my next boat purchase in the future!

Posted on Google
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Rob W (Bacon186)

I found Vantage by chance after making 3 1/2 hrs worth of phone calls looking for a company that would give better rates and terms than anything that I could find locally. At first I was skeptical, however after speaking with Shannon. She was amazing. She explained in detailed how the process worked, what she would be doing for me and she delivered in every possible way. I couldn't be happier. The rate and terms far surpassed anything I could find locally. She handled all the transaction with the seller after a price was agreed upon and then proceeded to do ALL the paperwork. Worth every penny! Look forward to using Vantage for future purchases and have told all my friends. You won't be disappointed! Great Job Shannon!!!!!!

Posted on Google
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Andrew Grow Jr

Getting a boat loan with Vantage was great. Craig Miller work tirelessly with myself and seller to complete the purchase. Craig made every aspect of getting a loan, titling, registration, etc simple. As a first time boat purchaser I had a lot of questions and Craig worked with me immediately to answer them. Craig was very responsive and knowledgeable which made the process easy!

Posted on Google
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Rasco Bassin

Vantage just keeps surprising with their work ethic and professionalism. Thank you so much to Bailey for helping me out with the extra paperwork I needed for my state. Very communicative and quick to respond. Thank you so much.

Posted on Google
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Mark Gatz

Lilly was instrumental in making sure that my deal went through without a hitch she did her due diligence in getting all of my paperwork together in a timely manner and I was successfully able to complete things on my end. She was great to work with and I would recommend her to everyone. Thanks Lilly !!!

Posted on Google
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Joshua Rayburn

I connected with Mike at Vantage via the Supra owners page on Facebook. Mike immediately reached out to me to begin the process. He introduced me to Shannon, and from there she made the process effortless and simple. She was on top of every detail, quick to communicate and provide updates. Approvals within 30 minutes, and better rates than other others I checked into. While I just took delivery a few weeks ago, I will be working with Shannon and Vantage on the next boat as well. Thank you again.

Posted on Google

Financing for All Your Marine/RV Needs

  • Boats
  • RV’s
  • Outboard Engines
  • Trailers
  • Fish Houses
APPROVING YOUR TIME OFF
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Everything I have stated in this application is true to the best of my knowledge and is an accurate statement of my obligations and the income upon which I will rely on to pay the credit requested. I understand that you will rely upon this information in deciding on whether or not to grant or extend credit to me through any of your lending sources. I also understand that you will retain this information whether or not my application is approved. You are authorized to check my credit and employment history and to answer questions about your credit experience with me.