/* ===========================================================================
   VRF 2026 - Preguntas frecuentes (/faq)
   Misma piel que el blog: Poppins, azul #02447B, verde #5ABD76, cabecera con foto y velo azul,
   tarjetas blancas de radio 21px y botones en píldora. El acordeón usa <details>/<summary>
   nativos: funciona sin JavaScript y es accesible con teclado.
   =========================================================================== */

.faq-shell {
    --vrf-blue: var(--e-global-color-primary, #02447B);
    --vrf-green: var(--e-global-color-accent, #5ABD76);
    --vrf-text: var(--e-global-color-text, #878787);
    --vrf-text-strong: #626262;
    --vrf-soft: #F4F8FB;
    --vrf-card-shadow: 0 4px 12px rgba(0, 0, 0, .22);
    background: #fff;
    color: var(--vrf-text-strong);
    font-family: "Poppins", sans-serif;
}
.faq-shell h1, .faq-shell h2, .faq-shell h3, .faq-shell p, .faq-shell a, .faq-shell li,
.faq-shell span, .faq-shell strong { font-family: "Poppins", sans-serif; }
.faq-container { max-width: 1240px; margin: 0 auto; padding: 0 30px; }

/* position: sticky necesita que ningún ancestro sea contenedor de scroll. El sitio pone
   overflow-x: hidden en html y body, que lo anula; solo en esta página se cambia por clip,
   que también recorta el desborde lateral pero no crea contenedor de scroll. */
html:has(.faq-shell), body:has(.faq-shell) { overflow-x: clip; }

/* ---------------------------------------------------------------- cabecera (hero) */
.faq-hero {
    position: relative;
    z-index: 0;
    padding: 96px 0 72px;
    color: #fff;
    text-align: center;
    background: var(--vrf-blue) url("wp/wp-content/uploads/2026/07/istockphoto-1346704654-640_adpp_is-11-1.jpg") center / cover no-repeat;
}
.faq-hero:before { content: ""; position: absolute; inset: 0; z-index: -1; background: rgba(2, 68, 123, .62); }
.faq-eyebrow {
    margin: 0 0 12px;
    color: var(--vrf-green);
    font-size: 16px;
    font-weight: 600;
    letter-spacing: 3px;
    text-transform: uppercase;
}
.faq-hero h1 { margin: 0; color: #fff; font-size: 58px; font-weight: 700; line-height: 1.12; text-transform: uppercase; }

/* En escritorio la foto sube hasta el menú, igual que el índice del blog (botón "CALL US TODAY"). */
@media (min-width: 1025px) {
    .faq-shell > .faq-hero:first-child { margin-top: -56px; padding-top: 128px; }
}

/* ---------------------------------------------------------------- columnas + índice */
/* Como en boatloanpaymentcalculator.com/privacy-policy: contenido a la izquierda y a la derecha
   un índice de temas de 300px que se queda fijo al bajar. En pantallas estrechas el índice
   va arriba y un botón flotante permite volver a él. */
.faq-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 56px; align-items: start; }
.faq-content { min-width: 0; }
.faq-aside { position: sticky; top: 228px; order: 2; }   /* 204px del menú fijo + 24px */
.faq-toc { padding: 22px 24px; border-radius: 21px; background: var(--vrf-soft); }
.faq-toc__group { margin: 14px 0 2px; color: var(--vrf-green); font-size: 12px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; }
.faq-toc__group:first-child { margin-top: 0; }
.faq-toc ol { margin: 0; padding: 0; list-style: none; }
.faq-shell .faq-toc a {
    display: flex;
    align-items: center;
    min-height: 36px;
    padding: 0 0 0 12px;
    border-left: 3px solid transparent;
    color: var(--vrf-text-strong);
    font-size: 15px;
    line-height: 1.35;
    text-decoration: none;
}
.faq-shell .faq-toc a:hover { color: var(--vrf-blue); text-decoration: underline; text-underline-offset: 3px; }
.faq-shell .faq-toc a.is-active { border-left-color: var(--vrf-green); color: var(--vrf-blue); font-weight: 600; }
.faq-back { display: none; }

@media (max-width: 1024px) {
    .faq-layout { grid-template-columns: minmax(0, 1fr); gap: 40px; }
    .faq-aside { position: static; order: 0; }
    .faq-back {
        position: fixed;
        right: 16px;
        bottom: 16px;
        z-index: 60;
        display: block;
        padding: 12px 20px;
        border: 0;
        border-radius: 45px;
        background: var(--vrf-blue);
        box-shadow: var(--vrf-card-shadow);
        color: #fff;
        font-family: "Poppins", sans-serif;
        font-size: 14px;
        font-weight: 600;
        opacity: 0;
        pointer-events: none;
        transform: translateY(12px);
        transition: opacity .2s ease, transform .2s ease;
    }
    .faq-back.is-visible { opacity: 1; pointer-events: auto; transform: none; }
}

/* ---------------------------------------------------------------- grupos y secciones */
.faq-main { padding: 72px 0 96px; }
.faq-group + .faq-group { margin-top: 72px; }
.faq-group__label {
    margin: 0 0 8px;
    color: var(--vrf-green);
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 3px;
    text-align: center;
    text-transform: uppercase;
}
.faq-section { scroll-margin-top: 140px; }
.faq-section + .faq-section { margin-top: 48px; }
.faq-section h2 {
    margin: 0 0 20px;
    color: var(--vrf-blue);
    font-size: 30px;
    font-weight: 700;
    line-height: 1.25;
    text-align: center;
    text-transform: uppercase;
}

/* ---------------------------------------------------------------- acordeón */
.faq-item {
    margin: 0 0 14px;
    border-radius: 21px;
    background: #fff;
    box-shadow: var(--vrf-card-shadow);
    scroll-margin-top: 140px;
}
.faq-item summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 22px 28px;
    cursor: pointer;
    list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary:focus-visible { outline: 3px solid var(--vrf-green); outline-offset: 3px; border-radius: 21px; }
.faq-item summary h3 { margin: 0; color: var(--vrf-blue); font-size: 18px; font-weight: 600; line-height: 1.45; }
.faq-item summary:hover h3 { color: var(--vrf-green); }
.faq-item__icon {
    position: relative;
    flex: 0 0 32px;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--vrf-soft);
}
.faq-item__icon:before,
.faq-item__icon:after {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 14px;
    height: 2px;
    margin: -1px 0 0 -7px;
    background: var(--vrf-green);
    transition: transform .2s ease;
}
.faq-item__icon:after { transform: rotate(90deg); }
.faq-item[open] .faq-item__icon:after { transform: rotate(0deg); }
.faq-item__answer { padding: 0 28px 24px; font-size: 16px; line-height: 1.75; }
.faq-item__answer p { margin: 0 0 14px; }
.faq-item__answer p:last-child { margin-bottom: 0; }
.faq-item__answer ul { margin: 0 0 14px; padding-left: 22px; }
.faq-item__answer li { margin-bottom: 6px; }
.faq-item__answer li::marker { color: var(--vrf-green); }
.faq-item__answer a { color: var(--vrf-blue); font-weight: 600; text-decoration: underline; text-decoration-color: rgba(90, 189, 118, .7); text-underline-offset: 3px; }
.faq-item__answer a:hover { color: var(--vrf-green); }

/* ---------------------------------------------------------------- cierre */
.faq-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    margin-top: 72px;
    padding: 34px 40px;
    border-radius: 21px;
    background: var(--vrf-blue);
    color: #fff;
}
.faq-cta span { display: block; margin-bottom: 6px; color: var(--vrf-green); font-size: 14px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase; }
.faq-cta strong { color: #fff; font-size: 20px; font-weight: 600; line-height: 1.4; }
.faq-cta strong a { color: #fff; text-decoration: underline; text-decoration-color: var(--vrf-green); text-underline-offset: 3px; }
/* Doble clase: el tema del sitio colorea los enlaces con más especificidad que .faq-button sola. */
.faq-shell .faq-button {
    flex: 0 0 auto;
    padding: 14px 28px;
    border-radius: 45px;
    background: var(--vrf-green);
    color: #fff;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    text-transform: uppercase;
    transition: background .2s ease;
}
.faq-shell .faq-button:hover, .faq-shell .faq-button:focus { background: #fff; color: var(--vrf-blue); text-decoration: none; }
.faq-disclaimer { margin: 32px 0 0; padding-top: 20px; border-top: 1px solid rgba(2, 68, 123, .12); color: var(--vrf-text); font-size: 13px; line-height: 1.6; }

/* ---------------------------------------------------------------- responsive */
@media (max-width: 1024px) {
    .faq-hero h1 { font-size: 44px; }
}
@media (max-width: 767px) {
    .faq-container { padding: 0 16px; }
    .faq-hero { padding: 64px 0 52px; }
    .faq-hero h1 { font-size: 32px; }
    .faq-main { padding: 48px 0 64px; }
    .faq-section h2 { font-size: 24px; }
    .faq-item summary { padding: 18px 20px; }
    .faq-item summary h3 { font-size: 16px; }
    .faq-item__answer { padding: 0 20px 20px; font-size: 15px; }
    .faq-cta { flex-direction: column; align-items: flex-start; padding: 28px 24px; }
    .faq-shell .faq-button { width: 100%; text-align: center; }
}